{"id":6772,"date":"2025-03-26T19:47:23","date_gmt":"2025-03-27T00:47:23","guid":{"rendered":"https:\/\/vinicioramos.com\/blog\/?p=6772"},"modified":"2025-03-26T19:50:58","modified_gmt":"2025-03-27T00:50:58","slug":"5-reglas-de-oro-para-usar-tu-tarjeta-de-credito-sin-arruinarte","status":"publish","type":"post","link":"https:\/\/vinicioramos.com\/blog\/5-reglas-de-oro-para-usar-tu-tarjeta-de-credito-sin-arruinarte\/","title":{"rendered":"5 REGLAS DE ORO para usar tu tarjeta de cr\u00e9dito SIN ARRUINARTE"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"5 REGLAS DE ORO para usar tu tarjeta de cr\u00e9dito SIN ARRUINARTE\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/rCXA5nYE6w0?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Si conoces a alguien que siempre paga el m\u00ednimo en su tarjeta, env\u00eda este video y si t\u00fa eres uno de esos m\u00edralo hasta el final.<\/p>\n\n\n\n<p>\u00c9stas son las cinco reglas de oro para usar tu tarjeta de cr\u00e9dito sin arruinarte.<\/p>\n\n\n\n<p>1\ufe0f\u20e3&nbsp;<strong>SOLO COMPRA LO QUE PUEDAS PAGAR EN 30 D\u00cdAS<\/strong><\/p>\n\n\n\n<p>Si no tienes el dinero en tu cuenta hoy, no lo compres. Los intereses de la tarjeta son un monstruo que crece r\u00e1pido: \u00a1pueden llegar al 70% anual!<\/p>\n\n\n\n<p>2\ufe0f\u20e3&nbsp;<strong>LA ANUALIDAD SOLO VALE LA PENA SI TE DEVUELVE 5X M\u00c1S<\/strong><\/p>\n\n\n\n<p>Si una tarjeta te cobra $100 al a\u00f1o para que puedas utilizarla, aseg\u00farate de qu\u00e9 est\u00e1s teniendo el nivel suficiente de consumo para que en beneficio t\u00fa recibas cuatro o cinco veces m\u00e1s ese valor,  Si no, \u00a1huye! Hay muchas sin anualidad.<\/p>\n\n\n\n<p>3\ufe0f\u20e3&nbsp;<strong>REVISA TUS MOVIMIENTOS CADA SEMANA COMO SI FUERA REDES SOCIALES<\/strong><\/p>\n\n\n\n<p>Las compras no reconocidas o cargos fantasma existen. Si los dejas pasar, terminar\u00e1s pagando por ellos. 5 minutos a la semana pueden salvarte de fraudes.<\/p>\n\n\n\n<p>4\ufe0f\u20e3&nbsp;<strong>\u00daSALA PARA CONSTRUIR TU HISTORIAL, NO PARA ENDEUDARTE<\/strong><\/p>\n\n\n\n<p>Paga siempre a tiempo y tu historial crediticio ser\u00e1 tu pasaporte para mejores tasas en pr\u00e9stamos, casas o hasta tu negocio. Es tu reputaci\u00f3n financiera.<\/p>\n\n\n\n<p>5\ufe0f\u20e3&nbsp;<strong>LA TARJETA NO ES DINERO EXTRA: ES UN ARMA DE DOBLE FILO<\/strong><\/p>\n\n\n\n<p>En manos sabias, es una herramienta poderosa. En manos impulsivas, es la receta perfecta para a\u00f1os de deudas. T\u00fa decides qu\u00e9 quieres que sea.<\/p>\n\n\n\n<p><strong>BONUS:<\/strong>&nbsp;Si alguna vez dudas si comprar algo con tarjeta, preg\u00fantate:<\/p>\n\n\n\n<p><em>\u00ab\u00bfComprar\u00eda esto si tuviera que pagarlo en efectivo HOY?\u00bb<\/em><\/p>\n\n\n\n<p>Si la respuesta es NO, mejor guarda la tarjeta.<\/p>\n\n\n\n<p>.<\/p>\n\n\n\n<p><strong>Ponte en contacto conmigo:<\/strong><\/p>\n\n\n\n<p><strong><a href=\"https:\/\/vinicioramos.com\/comunidad\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/vinicioramos.com\/comunidad\/<\/a> <\/strong>(\u00fanete a mi comunidad privada)<br><a href=\"https:\/\/vinicioramos.com\/whatsapp\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>https:\/\/vinicioramos.com\/whatsapp\/<\/strong><\/a> (escr\u00edbeme a mi WhatsApp)<strong><u><a href=\"http:\/\/vinicioramos.com\/telegram\/\"><br><\/a><a rel=\"noreferrer noopener\" href=\"https:\/\/vinicioramos.com\/blog\/\" target=\"_blank\"><\/a><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/vinicioramos.com\/links\/\" target=\"_blank\">https:\/\/vinicioramos.com\/links\/<\/a><\/strong><\/u><\/strong> (todas mis redes y contacto)<br><strong><u><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/vinicioramos.com\/links\/\" target=\"_blank\">https:\/\/vinicioramos.com\/podcast<\/a><a rel=\"noreferrer noopener\" href=\"https:\/\/vinicioramos.com\/podcast\/\" target=\"_blank\">\/<\/a><\/strong><\/u><\/strong><br><strong><u><a rel=\"noreferrer noopener\" href=\"https:\/\/vinicioramos.com\/blog\/\" target=\"_blank\">https:\/\/vinicioramos.com\/blog\/<br><\/a><a rel=\"noreferrer noopener\" href=\"mailto:info@vinicioramos.com\" target=\"_blank\">info@vinicioramos.com<br><\/a><a rel=\"noreferrer noopener\" href=\"https:\/\/vinicioramos.com\/\" target=\"_blank\">https:\/\/vinicioramos.com\/<\/a><\/u><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/vinicioramos.com\/wp-content\/uploads\/elementor\/thumbs\/HD-Banner-2-min-p4jyuj0ljlk2e08s0pdvjm1l7jf558evcynmqaovyo.png\" alt=\"\" width=\"154\" height=\"154\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Si conoces a alguien que siempre paga el m\u00ednimo en su tarjeta, env\u00eda este video y si t\u00fa eres uno de esos m\u00edralo hasta el final. \u00c9stas son las cinco [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6776,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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